You’ve had a pretty good summer so far. You’ve had your share of ups and downs but it’s been nothing you couldn’t handle. You’ve been busy at work but not so busy that you can’t spend most afternoons with the kids at the pool. The weather’s been nothing to complain about and you even took a vacation. You dug into your savings account to take the trip, but it was worth it.
When you get home, it feels like storm clouds begin to roll over your sunny days. After you’ve unloaded the car, you notice that something is amiss in the backyard. There are shards of wood and bark scattered across the lawn. You visit your neighbor and she tells you your 100-year-old willow tree has been struck by lightning. Your husband puts a call into the tree guys. Your friends tell you it’s going to be expensive but you’ve had a pretty good summer so far. How expensive can it be? These things happen. That’s what the savings account is for.